MESSAGE FROM OUR founder Raymond C. dale, CFP®
WHY SO MANY COLORED SHIRTS ON A NAVAL AIRCRAFT CARRIER?
It has been said the the flight deck of an aircraft carrier is one of the most dangerous places on the planet. Imagine the organizing of hundreds of catapult launches and recovery of jet planes daily. In a combat theater, even more - around the clock. There are dozens of personnel needed to make this happen. And a variety of job functions. The only way to orchestrate the "dance" is to be able to identify people by the color of their shirts.
Having spent 40 months in three combat tours during the Viet Nam War, I learned first hand the benefit of having a well trained crew. When I left the Navy I worked in the finance field. Eventually it became obvious that only a multi-disciplined professional team of experts working together could serve clients the most comprehensive "plan" for meeting both short term and long term financial goals.
A 501C3 COMPANY TO PROVIDE PRO BONO FINANCIAL CONSULTING FOR VETERANS
This company was born out of the idea that many of our veterans need help with disability claims, finding the best route to take to get all their VA benefits, qualifying for VA loans using a buyer assistance program , proper estate, tax and retirement planning technique's as well as burial with military honors.
Pro Bono means with out charge. We feel that Veterans should not have to pay fees for these services. We depend of charitable donations to operate out company. We plan that in excess of 90% of the funds we receive will be used for the direct benefit of Veterans and Military.
WE ARE A VETERAN FOUNDED AND OPERATED COMPANY
We have on board Veteran's who are financial professionals and are multi-disciplined coming from Financial Planning, Real Estate, Mortgage, Estate Planning, Retirement Planning, Investment and Tax Planning industries.
WHAT WE DO
VA Benefits Counseling
We help educate our veterans on the various resources available to assist in getting the benefits they have earned. From medical to education and especially claims processing.
Finding suitable housing
Whether it is helping to structure a VA loan or assisting homeless veterans utilize the Veteran Affairs Supportive Housing program, we seek to get veterans and the military a place to live in dignity.
Comprehensive Financial Planning
Take the Worry Out of Managing Your Money
Financial Planning
A step-by-step approach to meet one's life goals. A financial plan acts as a guide as you go through life's journey. Essentially, it helps you be in control of your income, expenses and investments such that you can manage your money and achieve your goals.
Asset Protection
A proactive legal action that protects your assets from creditors, divorce, lawsuits or judgments. This involves a series of legal and lawful techniques that can deter a lawsuit. In addition, it can provide you with settlement negotiation power. Most importantly, it can help prevent the seizure of your assets in the event of a judgment. Examples include establishing asset protection trusts, privacy trusts, LLCs and equity-stripping strategies. Many plans include offshore elements in countries where the laws are more protective than they are locally.
VA Claim Advocate
An advocate is an individual who helps veterans ‘and their families understand long term care benefits available through VA. This can include information on veterans’ health care, state veterans’ homes and veterans’ disability income benefits.
Retirement Planning, Including Military (ETS)
Government employees and members of the military have some unique financial needs, but they also have access to special financial benefits and savings opportunities, including low-cost investments, insurance and legal protections. For many the Tax Savings Program accounts could benefit from professional management and roll-over opportunities to Self-Directed IRA’s and/or Self-Directed 401K options.
Estate Planning
Estate planning is the legal planning that helps you control who will inherit your money and property, and who can make medical and financial decisions on your behalf if you’re unable to do so yourself. Key documents include beneficiary designation forms, a will, health-care proxy, durable power of attorney, and sometimes, trusts.
Real Estate Advisory
Real Estate Advisory is a specialist service provided by professional service networks to assist clients and provide due diligence on a property. These providers deliver real estate objectives. Specifically, they can also assist clients with delivering due diligence, building compliance and asset management to client requirements.
Income Tax Reduction Strategies
The less money you pay in taxes, the more you have to devote toward your financial goals. A big part of financial planning is tax planning, which can help you make the most of tax-advantaged savings opportunities and tax breaks, as well as help you manage your income and withdrawals to minimize the tax consequences
Investment Allocation
American economist Harry Markowitz pioneered “Modern Portfolio Theory” in his paper "Portfolio Selection," which was published in the Journal of Finance in 1952. He was later awarded a Nobel Prize for his work on modern portfolio theory.
A key component of the MPT theory is diversification. Most investments are either high risk and high return or low risk and low return. Markowitz argued that investors could achieve their best results by choosing an optimal mix of the two based on an assessment of their individual tolerance to risk
Senior Concerns
Specialized care for seniors ranges from custodial care in a nursing home or help in an assisted-living facility, to home care and end-of-life hospice care. Financial planning for elder care includes plans to pay for the potential cost of care, as well as the legal documents to help manage care for you or your aging relatives.